10 150 0.15 Major changes ahead Making sense of regulation Perspectives on regulation in banking, investment management and insurance Clarity and reality The role of the auditor in financial services: Is reform desirable? Jump start Reviving the US financial system: The Financial Stability Plan Economic turmoil The US Commercial Real Estate perspective Confidence must return An investment management perspective Renewing the promise Time to mend relationships in investment management Act now The implications of Basel II revisions Quietly prospering Canadian financial services A glimmer of hope Growth prospects in insurance Show me the money Insights into global payments Addressing the trust gap Renewing confidence in the financial services industry Separating value Getting the most from your disposals Changing for the better The key to getting real value from change Getting ahead: UCITS IV Putting the potential into action Order returns... An economic overview A brighter future? Emerging Markets: India